Privacy Policy
This Privacy Notice for Spendora ("we," "us," or "our") describes how and why we access, collect, store, use, and share personal information when you use our services, including our website, waitlist, mobile application, and related services, features, marketing, or events.
Table of Contents
- Summary of Key Points
- What Information Do We Collect?
- How Do We Process Your Information?
- What Legal Bases Do We Rely On?
- When and With Whom Do We Share Information?
- How Do We Handle Social Logins?
- Is Your Information Transferred Internationally?
- How Long Do We Keep Your Information?
- How Do We Keep Your Information Safe?
- What Are Your Privacy Rights?
- Controls for Do-Not-Track Features
- US State Privacy Rights
- Children's Privacy
- Updates to This Notice
- Contact Us
- Review, Update, or Delete Your Data
Summary of Key Points
We process personal information depending on how you interact with Spendora, the choices you make, and the features you use. We may process sensitive information, including financial data, when necessary with your consent or as otherwise permitted by law. We do not collect information from third parties except where you choose to use a supported social login or third-party integration.
We use information to provide, improve, and administer Spendora, communicate with you, protect against fraud and security issues, and comply with law. We do not sell your personal information. You may have rights to access, correct, delete, export, or restrict certain uses of your personal information depending on where you live.
1. What Information Do We Collect?
Personal Information You Disclose to Us
We collect personal information that you voluntarily provide when you register for Spendora, join our waitlist, express interest in our products or services, participate in activities on Spendora, or otherwise contact us.
The personal information we collect may include:
- Names.
- Email addresses.
- Passwords and authentication credentials.
- Financial data you choose to enter, such as expenses, budgets, categories, groups, split expenses, recurring expenses, balances, reports, and related notes.
- Uploaded content, such as receipts or profile images, if you choose to upload them.
- Device, browser, app version, error log, and basic usage information needed to operate and improve Spendora.
All personal information you provide must be true, complete, and accurate, and you must notify us of any changes.
Financial Data
Spendora is designed to help you organize information about your money. We use financial data you enter to power core app features such as budgeting, expense tracking, charts, summaries, group expense sharing, recurring expense reminders, and reports. We do not use your financial data to determine credit eligibility, provide loans, provide investment advice, or sell financial products.
Spendora does not currently connect to bank accounts, credit cards, brokerage accounts, or other financial institutions. If we add bank connections or similar integrations in the future, we will update this Privacy Notice and provide any additional disclosures or consent flows required by law and platform rules.
Sensitive Information
When necessary, with your consent or as otherwise permitted by applicable law, we may process financial data and other information that may be considered sensitive in certain jurisdictions.
Application Data
If you use the Spendora application, we may request permission to send push notifications about your account or app features. You can opt out of push notifications in your device settings. Application data is primarily needed to maintain security, operate the app, troubleshoot issues, and support internal analytics and reporting.
Google API
If Spendora uses information received from Google APIs, our use and transfer of that information will adhere to the Google API Services User Data Policy, including the Limited Use requirements.
2. How Do We Process Your Information?
We process your information to provide, improve, and administer Spendora, communicate with you, protect security, prevent fraud, comply with law, and process information for other purposes with your consent.
- Create, authenticate, and manage user accounts.
- Provide, operate, secure, and improve Spendora features.
- Manage budgets, expenses, groups, reports, preferences, and app settings.
- Send waitlist, launch, account, verification, password reset, and support messages.
- Detect, prevent, and respond to fraud, abuse, security incidents, and technical issues.
- Comply with legal obligations and enforce our Terms of Service.
- Protect an individual's vital interests, such as preventing harm.
3. What Legal Bases Do We Rely On?
We process personal information only when we believe it is necessary and we have a valid legal reason to do so, such as consent, compliance with law, performance of a contract, protection of rights, protection of vital interests, or legitimate business interests where permitted.
If you are located in the European Economic Area, United Kingdom, Switzerland, or Canada, you may have additional rights under applicable data protection laws, including the right to withdraw consent at any time where processing is based on consent.
4. When and With Whom Do We Share Your Personal Information?
We may share personal information in specific situations and with service providers who help us run Spendora, including hosting, database, analytics, email delivery, authentication, file storage, crash reporting, security, app store, and customer support providers. These providers are allowed to process information only as needed to provide services to us and are not permitted to sell your personal information. We may also share or transfer information in connection with a merger, financing, acquisition, sale of company assets, or similar business transaction.
We do not sell your personal information or financial data. We have not disclosed, sold, or shared personal information to third parties for a business or commercial purpose in the preceding twelve (12) months, and we do not plan to sell or share personal information belonging to website visitors, users, or other consumers.
5. How Do We Handle Your Social Logins?
If you choose to register or log in using a third-party social media account, we may receive profile information from that provider. This may include your name, email address, profile picture, friends list, or other information you choose to make public, depending on the provider. We use this information only for purposes described in this Privacy Notice or otherwise made clear to you in Spendora.
We do not control how third-party social media providers use your information. Please review their privacy notices and privacy settings.
6. Is Your Information Transferred Internationally?
Regardless of your location, your information may be transferred to, stored by, and processed by us and our service providers in the United States and other countries. These countries may not have data protection laws as comprehensive as those in your country, but we will take appropriate measures to protect your information in accordance with this Privacy Notice and applicable law.
7. How Long Do We Keep Your Information?
We keep personal information for as long as necessary for the purposes set out in this Privacy Notice unless a longer retention period is required or permitted by law. No purpose in this notice will require us to keep personal information longer than the period of time in which users have an account with us, unless otherwise required or permitted by law.
When we have no ongoing legitimate business need to process personal information, we will delete or anonymize it. If deletion is not immediately possible, such as when information is stored in backup archives, we will securely store and isolate it from further processing until deletion is possible.
8. How Do We Keep Your Information Safe?
We use reasonable technical and organizational safeguards designed to protect personal information. However, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure. You should access Spendora only within a secure environment and contact us if you suspect unauthorized access.
9. What Are Your Privacy Rights?
Depending on your country, province, or state of residence, you may have rights to request access to personal information, obtain a copy, correct inaccuracies, request deletion, restrict processing, object to processing, request data portability, withdraw consent, or appeal certain privacy decisions.
You may review, change, or terminate your account by logging in to your account settings. Upon a request to terminate your account, we will deactivate or delete your account and information from active databases, subject to retention needed to prevent fraud, troubleshoot problems, assist investigations, enforce legal terms, or comply with legal requirements.
If an in-app account deletion option is available, you may use it to request deletion directly from your account. You may also review deletion instructions at Delete Your Account or request account deletion by emailing support@spendorapp.com. We may need to verify your identity before deleting account data.
To exercise your rights, submit a data subject access request or contact us at supportspendora@gmail.com.
10. Controls for Do-Not-Track Features
Most web browsers and some mobile operating systems include a Do-Not-Track ("DNT") setting. Because there is no uniform technology standard for recognizing and implementing DNT signals, we do not currently respond to DNT browser signals or other mechanisms that automatically communicate a choice not to be tracked online. If a standard is adopted that we must follow in the future, we will describe that practice in a revised version of this Privacy Notice.
11. Do United States Residents Have Specific Privacy Rights?
If you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, Virginia, or another state with applicable privacy laws, you may have the right to request access to details about the personal information we maintain about you, correct inaccuracies, obtain a copy, delete personal information, withdraw consent, or opt out of certain processing activities.
Categories of Personal Information
| Category | Examples | Collected |
|---|---|---|
| A. Identifiers | Name, email address, online identifiers, account name, and similar contact details. | Yes |
| B. California customer records information | Name, contact information, and financial information you choose to provide. | Yes |
| D. Commercial information | Transaction information, financial details, budgets, expenses, payment-related information, and purchase history where applicable. | Yes |
| F. Internet or network activity | Device, browser, usage, diagnostics, app interaction, and error log data. | Yes |
| K. Inferences | Preferences, settings, categories, summaries, or insights generated from your use of Spendora. | Yes |
| L. Sensitive personal information | Financial data, account credentials, or other sensitive data where applicable. | Yes |
We use and retain collected personal information as needed to provide Spendora and as described in this Privacy Notice. We may disclose personal information to service providers under written contracts. We do not use sensitive personal information for purposes that require a right to limit under California law unless we provide the required notice and choice.
How to Exercise US Privacy Rights
To exercise applicable US privacy rights, submit a data subject access request, email supportspendora@gmail.com, or use the contact details below. We may need to verify your identity before processing a request. Authorized agents may submit requests where permitted by law, but we may require proof of authorization and identity verification.
Appeals
If we decline to take action on your request and applicable law gives you an appeal right, you may appeal by emailing supportspendora@gmail.com. If your appeal is denied, you may submit a complaint to your state attorney general where permitted by law.
California Shine the Light Law
California Civil Code Section 1798.83 permits California residents to request, once per year and free of charge, information about categories of personal information disclosed to third parties for direct marketing purposes and the names and addresses of those third parties. To make such a request, contact us using the details below.
12. Children's Privacy
Spendora is not intended for children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us personal information, contact us at supportspendora@gmail.com so we can take appropriate steps to delete it.
13. Do We Make Updates to This Notice?
Yes. We may update this Privacy Notice from time to time to stay compliant with relevant laws and reflect changes to Spendora. The updated version will be indicated by an updated date at the top of this page. If we make material changes, we may notify you by prominently posting a notice or sending a direct notification.
14. How Can You Contact Us About This Notice?
If you have questions or comments about this notice, email us at supportspendora@gmail.com.
15. How Can You Review, Update, or Delete the Data We Collect From You?
Based on applicable law, you may request access to the personal information we collect from you, details about how we process it, correction of inaccuracies, deletion, export, or withdrawal of consent. To request review, update, or deletion of your personal information, please submit a data subject access request. To delete selected app data without deleting your account, visit Delete Your Data. To delete your Spendora account and associated app data, visit Delete Your Account.
This Privacy Policy was created using Termly's Privacy Policy Generator and adapted for Spendora.